This is commonly know to be the day you "sign your life away"! You will be signing, what seems to be a never-ending stream of papers, including all the loan documentation. The person conducting settlement will be able to explain every document to you as you proceed in this process, in a satisfactory manner. Never feel intimidated! If you don't understand something then...don't sign it. Your Realtor should be able to explain everything. If you like, you can request blank copies of the documents you will be signing in advance so that you can carefully review them. You will decide at settlement whether your want owner's title coverage or just lender's. You will have to present whatever down payment & closing cost funds you were expected to pay. This check must be certified-- they will generally not accept a personal check.
